Maternity Pay; Can you afford to have a baby?

“There’s never a ‘right time’ to have a baby, so just go for it!”

Is something I have heard all too often. I don’t disagree with these comments, but every time I find myself contemplating starting a family, all I hear in my mind is, “can you afford to have a baby, Franki?”

With the average age of a first time mum in the UK having increased to 29 years old (depending on where you look), I’m finding myself under increasing pressure to ‘conform’ now I’m approaching 30. I’m not married and I don’t own a house; both things being entirely mine and James’ choice. However there’s still an air of “am I failing?” for not being in the same position, as say my parents were, at my age.

Although at my age, my dad was married with a mortgage and 3 kids and I simply couldn’t imagine that being us right now..! 

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